Privacy Policy

1. Who we are

GatoBudget (“the app”, “we”, “us”) is a family budgeting app made by OneAimSolutions. This policy explains what information the app handles, why, and the choices you have. By using the app you agree to this policy and to our Terms of Service.

2. What we collect

We only collect what the app needs to work:

We do not collect your location, contacts, bank or card details, messages, or browsing activity. The app does not connect to your bank. Amounts you enter are numbers you type; they are not linked to any account.

3. What stays on your phone

Some information is kept only on your device and is never sent to us:

• App lock PIN. Stored as a salted, scrambled code (a “hash”) in your phone’s secure storage (Keychain on iPhone, Keystore on Android). The PIN itself is never stored.
• Fingerprint and face unlock. Handled entirely by your phone’s operating system. The app only receives “success” or “failed”; it never receives your fingerprint or face data.
• Photos you pick as a category or profile picture are copied into the app’s private folder on your phone and are not uploaded.
• A local copy of your data, so the app works offline. Each account on the phone has its own separate copy.
• Notifications. Budget alerts and bill reminders are created on your phone. We do not use push-notification services and receive no device token.
• “Add member” people (family members without their own login, such as children) and their records stay on the phone where they were added.

4. How we use it

We use your information only to:

• run the app: sign-in, saving your budget, and syncing it between your devices and your household;
• unlock and restore the Premium features you have subscribed to;
• show budget alerts and bill reminders you’ve turned on;
• keep accounts and households secure and prevent misuse;
• answer you when you contact us.

We do not use your information for advertising, profiling, or selling, and the app contains no advertising or analytics tools.

5. Who can see it

Members of your household

The point of a household is sharing. Everyone in your household can see the household’s budgets, expenses, bills and savings goals, and members can add, edit or delete them. Only invite people you trust. Anyone with a valid invite code can join your household for 48 hours after the code is made; you can make a new code at any time to stop an old one working.

Our service providers

We use Google Firebase (Firebase Authentication and Cloud Firestore), provided by Google LLC, to sign you in and store your data. Google processes it on our behalf under its terms; see Firebase Privacy and Security.

Subscriptions are sold and processed by the Apple App Store (Apple Inc.) on iPhone and iPad, and by Google Play (Google LLC) on Android. They handle your payment details, billing and refunds under their own privacy policies, and tell the app whether your subscription is active. We do not receive your card or payment details.

Things you choose to share

When you share a PDF report, a spreadsheet, a backup file or an invite code, you choose where it goes (for example email, WhatsApp, or a cloud drive). Those files contain your budget information; whoever receives them can read them.

Nobody else

We do not sell, rent or trade your information. We would only disclose it if the law requires us to, for example a valid court order, and only as much as required.

6. Where it’s stored

Your data is stored on Google Cloud servers used by Firebase, which may be located outside your country. Data is encrypted while it travels between your phone and the servers (TLS) and is encrypted at rest by Google.

7. How long we keep it

• We keep your information for as long as you have an account.
• Invite codes stop working after 48 hours, or sooner if a new code is made.
• When you delete your account, we delete your login, your profile, and the expenses, bills, budgets and goals you added. If you are the last member of your household, the whole household and all its data are deleted. If other members remain, their own data stays with them, and ownership passes to another member if you were the owner.
• Deleting your account does not cancel a Premium subscription. Cancel it in your Apple ID or Google Play subscription settings. Apple and Google keep their own purchase records under their own policies.
• Deleted data may remain in Google’s encrypted backups for a short time before being permanently removed in their normal cycle.
• Backup files, reports or spreadsheets you saved or shared yourself are outside our control; delete them wherever you stored them.

8. Security

We protect your information with encrypted connections, Google’s secured infrastructure, and access rules that only let members of a household read that household’s data. The optional app lock adds a PIN or fingerprint on your phone, with a growing wait after repeated wrong PINs. No system is perfectly secure, so please keep your password private, use the app lock on shared phones, and only share invite codes with family.

9. Your choices and rights

• See and export your data: in the app, open Menu → Backup and reports to save a full backup, a PDF report or a spreadsheet.
• Correct it: edit anything directly in the app.
• Delete it: in the app, open Menu → Delete account. Or follow these steps to ask us to delete it.
• Manage your subscription: in your Apple ID account settings or in Google Play. See the Terms for details.
• Notifications: turn bill reminders off in the menu, or turn off notifications for the app in your phone’s settings.
• Leave a household: deleting your account removes you; the owner can also remove members.

Depending on where you live, you may have additional rights under data protection law, such as the right to object to or restrict processing, or to complain to your local data protection authority. To use any of these rights, contact us. We will reply within 30 days.

10. Children

The app is meant for adults managing household money. Accounts are not intended for children under 13 (or the minimum age in your country). Parents can include children in the family budget as “Add member” people without their own login; that information is entered by the parent and stays on the parent’s phone. If you believe a child has created an account, contact us and we will delete it.

11. Changes to this policy

If we change this policy, we will update the date at the top and, for important changes, tell you in the app before they take effect.

12. Contact

Questions or requests about your privacy:

OneAimSolutions
Email: info@oneaimsolution.com
Website: oneaimsolution.com